(backup-enable-predicate): Use temporary-file-directory, small-temporary-file-directory. (make-backup-file-name-function, backup-directory-alist): New variables. (make-backup-file-name-1): New function. (make-backup-file-name): Use it. (find-backup-file-name): Likewise. Use format for clarity, not concat. (file-newest-backup): Use make-backup-file-name.