(Finsert_file_contents): Run format-decode and after_insert_file_functions on entire buffer when REPLACE is non-nil and inhibit modification_hooks and point_motion_hooks. For consistency, run after_insert_file_functions iff something got inserted. Move signal_after_change and update_compositions after code running after_insert_file_functions. Make sure that undo_list doesn't record intermediate steps of the decoding process.