(desktop-buffers-not-to-save): Default value is nil. Accept nil in addition to a regexp. (desktop-files-not-to-save): Add "(ftp)$" to the default regexp. Accept nil in addition to a regexp. (desktop-save-buffer-p): Don't use desktop-buffers-not-to-save for buffers that have an associated file. Handle nil values of desktop-buffers-not-to-save and desktop-files-not-to-save. (Bug#3833)